About Us

Welcome to Harbor Life Settlements. Our service is important, and very straightforward: Many people don’t know that life insurance is a liquid asset, and can be sold for cash. If you are facing mounting life insurance premiums that you can’t afford to pay, or if you have a need for additional funds to make your retirement more comfortable (or both), that’s where we come in. We offer over 30 years of experience in the insurance industry, and have earned a reputation as a trusted company.

How Harbor Life Began

Our founder, Lucas Siegel, felt so strongly about what happened to his grandfather, that he started Harbor Life to help other seniors in the same position. Lucas’ grandfather, like many retired folks, faced a dilemma. His life insurance policy premiums kept going up as he aged. Pretty soon the policy became unaffordable. So Mr. Siegel did what 85% of seniors do, when faced with this situation, he let his policy lapse, to escape the high monthly premium payments.

What Mr. Siegel didn’t know, and what Harbor Life wants to teach all seniors, is that he could have sold his life insurance policy for up to 70% of the death benefit, in cash. After so many years of paying premiums on that policy, Mr. Siegel received nothing when his policy lapsed. We don’t want that to happen to you.

Get the Value of Your Life Insurance Policy in Cash

When you inquire about your policy value with us, we’ll ask a few eligibility questions; such as your age, health status and what type of policy you own, and then we’ll gather offers for the policy from parties wishing to buy it. We’ll present the best cash offer to you, without you having to spend time and worry over the details.

The goal is to get you the very best cash price for your life insurance policy. The proceeds from the sale will be a one-time, lump sum payment that you can use for any reason. Where Harbor Life excels vs. other life settlement companies and brokers is that we can get you your cash offer faster than any company in the world. Also, life insurance can be complicated, frustrating and tedious. We do all the work for you and serve as your advocate to make sure you get the best price possible for your policy.

If you should choose to sell, we will arrange the sale and you will receive your one-time, lump sum cash payment for your policy. You’ll also be relieved of all monthly premiums, since you will no longer own the policy. Then you can use the sale proceeds for whatever you would like; from long term care expenses, to travel, to anything you desire!

Free, No Risk, No Obligation Service – Call Us Today!

Harbor Life Settlements offers every senior the opportunity to find out how much his or her life insurance policy is worth, in cash. Call Harbor Life Settlements today at 1-800-694-0006, or visit our website for a free quote. It only takes a few minutes and we handle the rest of the process for you. Our service is FREE. There is no risk or obligation. Let Harbor Life help you fund your retirement with a life settlement. We look forward to serving you!

News, tips & more!

Blog