Recent Posts:
Assisted Living vs Nursing Homes: Key Differences, Costs, and Services
Learn the key differences between assisted living and nursing homes, including care levels, costs, and services, to make an informed decision for your or a loved one’s long-term care needs.
Can I Sell My Universal Life Insurance Policy?
You can often sell a universal life insurance policy for a lump sum through a life settlement. Learn who qualifies, how much you may receive, and what to expect from the process.
At-Home Healthcare: What It Includes, Who Qualifies, and How to Pay
At-home healthcare provides medical and non-medical support for families. Learn how services work, who benefits, and how a life settlement can help fund care, making home treatment affordable and accessible.
What is Senior Assisted Living? Understanding the Services, Costs, and Payment Options
Learn what senior assisted living includes, typical costs, and options like Medicaid, VA benefits, and life settlements to help pay for care.
What is an Accelerated Death Benefit?
An accelerated death benefit lets you access part of your life insurance payout while alive, typically for serious illness. Learn who qualifies, what it covers, and how it impacts your beneficiaries.
What Is the Cost of Adult Day Care in 2025?
Adult day care offers flexible, affordable care with social, health, or memory programs. Costs vary by location and services. Explore funding options like Medicaid, VA benefits, or life settlements.
How to Cancel a Life Insurance Policy: A Complete Guide
What happens when you cancel life insurance? Unfortunately, that’s not a simple question to answer. Your coverage might end immediately, or it might not. Plus, you may or may not receive a refund of the premiums you’ve paid. These details hinge on the type of policy you have and how long you’ve had it.
What Disqualifies a Life Insurance Payout? Common Reasons & How to Avoid Them
See the cost of term and whole life insurance policies by age and gender, plus other helpful information you should know.
How to Pay for Assisted Living With No Money Using Life Insurance
The rising cost of senior care can be overwhelming, but there are multiple ways to pay for assisted living even without significant savings. Options include government programs like Medicaid and VA benefits, long-term care insurance, and life settlements, where you can sell your life insurance policy for a lump-sum payout. Additional financial resources, like Social Security and nonprofit support, can also help reduce out-of-pocket expenses. By exploring all available options, you can ensure that you or your loved one gets the care they need without financial strain.