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    Recent Posts:

    Holding someone's hand
    Senior Care
    Catherine Brock

    How to Care for a Chronically Ill Family Member

    The news that a spouse, parent, sibling, or child has been diagnosed with chronic illness stirs up a range of feelings, from guilt to grief. And then, before you’ve processed those feelings, you have to start addressing the practicalities of the situation. Who’s going to care for your chronically ill family member and how will your household adjust to this new reality, both emotionally and financially?

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    Family paper cutout
    Life Insurance
    Catherine Brock

    What is Variable Universal Life (VUL) Insurance?

    Your financial advisor — or maybe a neighbor who sells insurance — may have pitched you on a variable universal life insurance policy. You have questions, and rightfully so. Variable universal life, also known as VUL, is a complex product that isn’t right for everyone. Here’s a closer look at VUL and the role it could play in your finances.

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    Senior couple enjoying retirement
    Retirement
    Avery Logan

    6 Essential Steps of Retirement Income Planning

    Whether you’re nearing retirement or just starting out in the workforce, these are the essential steps you need to take in order to make sure you’ll be able to retire comfortably. Follow these step-by-step instructions to create a retirement income plan that includes how much money you’ll need and strategies to help you achieve this goal by the time you want to stop working.

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    Young and senior women in a retirement community
    Senior Care
    Catherine Brock

    How to Find the Perfect Caregiver

    Whether you need full-time care, part-time care, or occasional respite care, choosing someone to look after your elderly loved one is a stressful process. You’re looking for a senior caregiver who can manage the details of the job — like cooking, cleaning, keeping medications organized. But caregiving is so much more than a list of household and helping tasks. It’s also an interpersonal role that demands compassion, patience, and excellent communication skills. 

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    Money
    Life Insurance
    Avery Logan

    Is Life Insurance a Liquid Asset?

    If you’re nearing retirement and wondering if there’s any way to stop working earlier, or if you’re currently retired and want to ensure you have enough money to live comfortably — it’s important to take a close look at your finances to see if you have any liquid assets. With this in mind, a lot of people wonder if their life insurance policy is considered an asset, and if so, is it a liquid asset?

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    Money in hand
    Senior Care
    Catherine Brock

    Planning for the Costs of Senior Care

    One of the great unknowns for today’s senior is the cost of healthcare. Fidelity estimates that a recently retired senior couple will spend nearly $300,000 on out-of-pocket healthcare expenses — not including the costs of long-term care. That’s an alarming exclusion, given that long-term care is among the priciest and most commonly needed forms of senior healthcare. Statistically speaking, seven of 10 people will require some level of long-term care in their lifetime.

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    Will and testament
    Elder Law
    Catherine Brock

    End-of-Life Planning: 2023 Checklist

    The end-of-life plan is your time to establish your legacy and shoulder the burden of difficult decisions — so your loved ones won’t have to. Those decisions involve your health care, your financial assets and liabilities, your funeral arrangements, and, the culmination of these, your overall estate plan. This checklist walks you through end-of-life discussion points on all four topics and summarizes the key end-of-life planning documents you may need.

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    Piggy bank
    Senior Care
    Catherine Brock

    What is the Cost of Adult Day Care?

    You want the best care possible for your elderly parent, but you don’t have the bandwidth to provide it around the clock. You’re not alone. Hundreds of thousands of families around the U.S. need some form of supplementary care to help with elderly relatives who have physical or cognitive impairments. If your parent isn’t quite ready for full-time nursing home care, adult day care might provide the support you need.

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    money and calculator
    Other
    Julie Bawden-Davis

    How to Find Out If I Am Owed Money: 29 Places to Find Missing Money

    Most of us don’t have long-lost relatives destined to leave us fortunes. But a surprising number of people do have unclaimed money they don’t know about. According to the National Association of Unclaimed Property Administrators (NAUPA), one in 10 Americans have unclaimed property, and states return more than $3 billion dollars annually to rightful owners.

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