Life Insurance

Medicaid spend down is a financial strategy used to qualify for Medicaid nursing home coverage. In short, "spending down" involves reducing one's income or assets to the point of eligibility. Medicaid law allows you to do so under some complex guidelines. You would typically pursue a spend down on b...

Try calling up your auto insurance provider and asking for a loan. You'll likely get a big chuckle in response. That's because your car -- and home and health -- insurers are only in the business of paying on claims. Cash value life insurance, on the other hand, allows you as policyholder to benefit...

Most people think the benefits of life insurance only occur after someone passes away, but many policies also carry benefits that can be utilized throughout the policyholder’s life. In fact, your policy may include cash options you aren’t aware of that can provide financial assistance or relief....