Life Insurance

“Can I sell my life insurance policy for cash?” This is a common question that policyholders ask when they no longer need a life insurance policy. Are you thinking of stopping payments for the policy or surrendering it?  Why do that when you have the option of selling your life insurance policy...

Life insurance may become a burden for policyholders who are facing money constraints as they have to pay a premium every month. This feeling worsens with the realization that life insurance benefits can be availed only after the death of the policyholder. However, one fact that many policyholders d...

There are instances when people choose to opt for life settlements; there are two main reasons behind this choice. They include: people no longer wanting a life insurance policy, or they can no longer afford the policy. This article provides answers to questions like, “what is a viatical settlemen...

A life settlement is recognized as one of greatest ways to acquire cash for life insurance policies for various reasons. Whether the premium payments are outside your budget, you need to take care of a debt, or need instant cash for any other reason, a life settlement can be a smart decision. Here�...

Finding the right life settlement provider can seem a bit of a tricky task. There are two types of professionals who work in the industry to get you a life settlement- brokers and providers. While brokers mediate between you and the buyer, providers function as a team of experts and might as well be...

Life settlements offer seniors an alternative when they need to get cash from their life insurance policies. Unlike a loan or other transaction, with a life settlement, the policy is sold, and the former policy owner receives a one-time cash payment for less than the actual death benefit. If you are...