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financial advisor

What is Best Execution and Why Is It Important?

If you trade securities in the stock market, the best execution rule from FINRA (Financial Industry Regulatory Authority) impacts you. Or, more accurately stated, the best execution rule protects you and your clients from conflicts of interest that can arise from the trade execution process.

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grandparent helping grandchild study

7 Ways Grandparents Can Help Grandchildren Pay for College

Whether your grandkids are learning to walk or struggling through high school chemistry, now is the time to think about starting a college fund. U.S. News & World Report concludes that the cost of college is a major financial challenge for many households. That means your grandkids will probably need your help.

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Casket and flowers

How Much Does a Funeral Cost?

Funeral planning is no one’s favorite job. It’s an already unpleasant situation that’s made worse by a confusing list of fees and requirements. As well, some funeral homes add to that confusion by withholding information or pushing you into goods and services you don’t really need. 

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Money growing from investment

Why Advisors Shouldn’t Neglect Life Insurance as an Asset Class

As a financial advisor, you tackle the full range of financial situations. You might have one client who’s working to make up for a late start on retirement savings and another who’s tapped out allowed annual 401(k) contributions and needs another tax-deferred account for long-term savings. Both of those clients might rely heavily on traditional assets — equities and fixed income — as the building blocks of their wealth plan. But could the strategic use of life insurance alongside those stocks and bonds enable them to realize their goals faster or with more certainty?

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Investment charts and graphs

7 Alternative Investments Financial Advisors Should Discuss With Clients

Financial advisors are as diverse in their investment styles as mutual funds. Funds can range from conservative fixed income portfolios that protect capital to leveraged ETFs that amplify the ups and downs of broad market indexes. Likewise, advisors can keep their recommendations limited to varying allocations of the traditional asset classes  such as stocks, bonds, and cash — or they can employ more complex portfolio strategies involving alternative assets.

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Investment graph

Complete Guide to Viatical Settlement Investments

Read on for a deeper explanation of viatical settlements, what types of policies qualify, how viatical settlements differ from life settlements, how to invest in a viatical settlement, and the pros and cons of viatical settlements as investments.

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Stock market prices

Life Settlement Investment Guide

Read on for an overview of how life settlements work as investments, who invests in them, the pros and cons of investing in life settlements, the types of life settlement investments, and how to get started as a life settlement investor.

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Doctor with crossed arms

How to Care for a Terminally Ill Family Member

If someone you love has just received a terminal diagnosis, you are likely in shock and not sure what to do next. One productive place to focus your energy is on learning more about the diagnosis, to prepare for protecting your loved one’s quality of life and ensuring his or her final wishes are honored. 

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Calculating bill payments

What happens if you cannot pay medical bills?

In 2019, a research study published in the Journal of General Internal Medicine concluded that 137.1 million Americans had experienced a “medical financial hardship” in the previous year. That’s a jaw-dropping number, and one to remember if you’re currently struggling to manage unpaid medical bills — this is not a challenge you face alone. Many others have or are experiencing the stress of high hospital debt, as well as the consequences of not dealing with that debt. 

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