Harbor Life Settlements Testimonials
Harbor Life Settlements has over 30 years of experience in the insurance industry and has earned a reputation as a trusted leader in life insurance settlements. Don’t just take our word for it, check out these testimonials from people who’ve worked with us to sell their life insurance policy and maximize its value.
“Too many times, too many people put a lot of effort and money into paying for insurance and never get a benefit. I had my life insurance policy for 15 years. The new premium was really sky high. Talking with my agent he suggested that I look at the possibility of selling the policy.
My agent gave me the information for Harbor Life Settlements phone number and I called in. It was just that easy. The policy was $50,000. We just sold it and was able to get $38,000 for it. The alternate was if I just let my policy lapse or canceled it I would have got $0. So I recommend anybody: If you have a life insurance policy, it doesn’t cost you a nickel to contact Harbor Life.” – Jim Erny
“As you know, this will help us care for Gran here in our home with private care in lieu of being in a nursing home.
Feel confident every penny you helped secure for Gran will go to providing the best care that we can for her for as long as we can. Angie and I are forever grateful for your help with this.
If you feel I can ever help you or your efforts in any way please do not hesitate to reach out to me.
God Speed to you, your family and your business.” – Anonymous*
“I’m a little longer getting this to you than I planned on but I want you to know that Kaley Thombay is definitely a keeper for you.Â
Kaley was there for me during the whole process; I can’t say enough nice things about her. She is very professional, kind, sweet and so caring which made this process a lot easier for me.
Please appreciate her for the person she is.
Thank you” – Anonymous*
*For the preservation of privacy, we’ve chosen to withhold the names unless given permission.
You Can Sell Your Life Insurance​
Achieve Financial Freedom and Peace of Mind
 All information provided is kept secure and confidential.
"*" indicates required fields
 All information provided is kept secure and confidential.
By submitting this form, I agree that I have read, understood, and agreed to all of Harbor Life’s disclaimers and terms.

Assisted Living vs Nursing Homes: Key Differences, Costs, and Services
Learn the key differences between assisted living and nursing homes, including care levels, costs, and services, to make an informed decision for your or a loved one’s long-term care needs.

Can I Sell My Universal Life Insurance Policy?
You can often sell a universal life insurance policy for a lump sum through a life settlement. Learn who qualifies, how much you may receive, and what to expect from the process.

At-Home Healthcare: What It Includes, Who Qualifies, and How to Pay
At-home healthcare provides medical and non-medical support for families. Learn how services work, who benefits, and how a life settlement can help fund care, making home treatment affordable and accessible.

What is Senior Assisted Living? Understanding the Services, Costs, and Payment Options
Learn what senior assisted living includes, typical costs, and options like Medicaid, VA benefits, and life settlements to help pay for care.

What is an Accelerated Death Benefit?
An accelerated death benefit lets you access part of your life insurance payout while alive, typically for serious illness. Learn who qualifies, what it covers, and how it impacts your beneficiaries.

What Is the Cost of Adult Day Care in 2025?
Adult day care offers flexible, affordable care with social, health, or memory programs. Costs vary by location and services. Explore funding options like Medicaid, VA benefits, or life settlements.