Life Settlement Estimator: Calculate How Much Cash You Can Get

Skip to content

1-800-694-0006

Home
About
- Testimonials
- Contact Us
Life Settlement
Viatical Settlement
Resources
Get a Free Estimate

1-800-694-0006

Mon-Fri: 8AM-5PM CT

Free Policy Estimate

"*" indicates required fields

Step 1 of 18

5%

Progress

Name*

Phone*

Email*

Consent*

I agree to the terms & conditions and privacy policy.*

Embed URL

lander

referrer

SalesRep

Internal Policy Analysis

Extended Valuation

What is the face value of your policy?*

How do you pay your premiums?*

One-time payment sometime in the past

Monthly

Quarterly

Annually

I don’t know

What was your premium?*

What are your premiums? (Monthly)*

What are your premiums? (Quarterly)*

What are your premiums? (Annually)*

Annual Premiums*

Percentage if user doesn't know their premiums

What type of policy do you have?*

Who is the life insurance carrier?*

Does your policy have any cash surrender value?*

Yes

No

What is your policy's cash surrender value?*

Does your policy currently have a loan against it?*

Yes

No

What is the loan amount?*

Do we have a 3rd party LE to calculate with?*

Yes

No

What is the 3rd party LE?

What is the gender of the insured?*

Male

Female

Do you know the insured's birthdate?*

Yes

No

What is the insured's birthdate?*

What is the age of the insured?*

Calculated Age

Normal Health Fudge Factor

Life Expectancy

Would you like to skip weight and height questions? You can make this valuation more accurate by including those answers.*

Yes

No

Weight (pounds)

Height (inches)

BMI

Have you used tobacco in the last 12 months?*

Yes

No

How is your health compared to your peers?

Do you have any of these significant health conditions?

Cancer

Stroke

Cognitive Disorders

Chronic Kidney Disease

Heart Disease

Autoimmune Disease

Vascular Disease

Pulmonary Disease

Neuromuscular Disease

Diabetes

None Of The Above

Which type of diabetes do you have?

Type 1

Type 2

Was your latest A1c over 8.5?

Yes

No

Are you insulin dependent?

Yes

No

Do you have neuropathy?

Yes

No

Do you have permanent complications due to the stroke?*

Yes

No

Do you have permanent heart damage?*

Yes

No

Cancer Type*

Bile Duct/Gallbladder

Brain

Breast

Female Reproductive

Colon/Rectal

Esophageal

Head/Neck

Leukemia/Lymphoma

Liver

Lung

Melanoma/Merkel Cell

Multiple Myeloma

Pancreatic

Prostate

Renal

Sarcoma

Stomach/Gastrointestinal

Thyroid

Other Cancer

What stage of Bile Duct/Gallbladder cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Brain Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Breast Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Female Reproductive Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Esophageal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Colon/Rectal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Leukemia/Lymphoma Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Head/Neck Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Liver Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Lung Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Melanoma/Merkel Cell Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Multiple Myeloma Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Pancreatic Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Prostate Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Renal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Sarcoma Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Stomach/Gastrointestinal Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

What stage of Thyroid Cancer?*

Stage 1

Stage 2

Stage 3

Stage 4

I don’t know

Are you still fighting Bile Duct/Gallbladder cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Brain cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Breast cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Female Reproductive cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Colon/Rectal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Esophageal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Head/Neck cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Leukemia/Lymphoma cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Liver cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Lung cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Melanoma/Merkel Cell cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Multiple Myeloma cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Pancreatic cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Prostate cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Renal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Sarcoma cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Stomach/Gastrointestinal cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

Are you still fighting Thyroid cancer?*

Yes

No, it has been in remission for less than 5 years

No, it has been in remission for more than 5 years

What Cognitive Disorders?*

Alzheimer's

Dementia

Epilepsy

Parkinson's Disease

Stroke-related cognitive dysfunction

MS

Huntington’s Disease

Lewey Body Disease

Chronic Kidney Disease*

Stage 1

Stage 2

Stage 3

Stage 4

Stage 5

Autoimmune Disease*

Addison Disease

Graves Disease

MS

Rheumatoid Arthritis

Lupus

Giant Cell Myocarditis

Encephalitis

Vasculitis

Chron’s Disease

Hemophilia

Arteriosclerosis

Lymphoproliferative Syndrome

Pancreatitis

Behcet’s Disease

Pulmonary Diseases*

COPD

Cystic Fibrosis

Interstitial Lung Disease

Pulmonary Fibrosis

Sarcoidosis

Neuromuscular Diseases*

ALS

Lambert-Eaton Syndrome

Mitochondrial Myopathy

Motor Neuron Disease

Muscular Dystrophy

Myasthenia Gravis

Peripheral Neuropathy

Polymyositis

unknown cancer stage

unknown cancer

Health Scenario

Final Max HS

Max HS

Health Scenario 1

Health Scenario 2

Health Scenario 3

Health Scenario 4

Health Scenario 5

Health Scenario 6

Max Cancer HS

Start Thyroid HS

End Thyroid HS

Start Stomach/Gastrointestinal HS

End Stomach/Gastrointestinal HS

Start Sarcoma HS

End Sarcoma HS

Start Renal HS

End Renal HS

Start Prostate HS

End Prostate HS

Start Pancreatic HS

End Pancreatic HS

Start Multiple Myeloma HS

End Multiple Myeloma HS

Start Melanoma/Merkel Cell HS

End Melanoma/Merkel Cell HS

Start Lung HS

End Lung HS

Start Liver HS

End Liver HS

Start Leukemia/Lymphoma HS

End Leukemia/Lymphoma HS

Start Esophageal HS

End Esophageal HS

Start Colon/Rectal HS

End Colon/Rectal HS

Start Female Reproductive HS

End Female Reproductive HS

Start Brain HS

End Brain HS

Start Bile Duct/Gallbladder HS

End Bile Duct/Gallbladder HS

Start Breast HS

End Breast HS

Start Head/Neck HS

End Head/Neck HS

Fudge Factor

SBALE

NPV

NPV Year 1

NPV Year 2

NPV Year 3

NPV Year 4

NPV Year 5

NPV Year 6

NPV Year 7

NPV Year 8

NPV Year 9

NPV Year 10

NPV Year 11

NPV Year 12

NPV Year 13

NPV Year 14

NPV Year 15

Direct Buyer's Bid

SBA NPV Low End

SBA NPV High End

Formatted Direct Buyer's Bid

Formatted SBA Low

Formatted SBA High

Formatted NPV

Are you the insured, owner, or financial representative of the owner?

Insured

Owner

Financial representative of the Owner

You Can Sell Your Life Insurance Policy

Find out how much your policy is worth through a life or viatical settlement

Fast

Free

Secure

No Obligation

Life Settlements Featured On

DISCLAIMER

Harbor Life Settlements, LLC is not a licensed broker or purchaser of life insurance policies. Harbor Life Settlements, LLC is an advertiser that refers qualified policyowners to licensed purchasers of policies. Harbor Life Settlements, LLC does not advertise to residents of Alaska, Nebraska, New Hampshire, North Dakota, Vermont and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.