No, we are here to help and do not charge for any of our initial consultation or policy value estimation services. Additionally, there are no out-of-pocket expenses if you choose to accept an offer to purchase your policy.

Our professional team will work with you and provide you with  a policy value estimate. The offer on your policy is based on many things including your age, health, policy size, and premium cost.  It only takes a couple of minutes and a little bit of information to fill out our simple form to receive your free estimate.

When selling a life insurance policy, you can choose to do so through a provider, broker, or life settlement company. Providers are third party organizations and investors who actually buy the policy. Brokers work with multiple providers to sell your policy. For best results, you should work with a life settlement company such as Harbor Life whose providers use their networks of institutional investors to get you a fast, fair offer for your policy.

The first step of selling your policy is to simply answer a few questions about yourself. It takes less than five minutes to get the process started by filling out our form, and once completed we’ll get in touch with you soon to provide more information on the value of your policy.

Yes, Harbor Life keeps all of the information and conversation with our clients strictly confidential. We will never share or sell your information to anyone. We will use the information you provide to connect you to the most qualified buyer in your area.

Harbor Life Settlements can provide a free, no risk or obligation consultation and help you find out your options on selling your life insurance policy. By selling your life insurance through a life settlement, you’ll receive a lump cash sum that can be used however you would like.