September 16, 2020

What Happens If You Don’t Probate a Will?

If you've been appointed as executor of someone's estate, you're tasked with filing the will and opening a probate case when that individual passes away. But what happens if you do not probate a will? Perhaps you've changed your mind about serving as executor or you simply have other, more pressing ...
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September 16, 2020

What happens if you cannot pay medical bills?

In 2019, a research study published in the Journal of General Internal Medicine concluded that 137.1 million Americans had experienced a "medical financial hardship" in the previous year. That's a jaw-dropping number, and one to remember if you're currently struggling to manage unpaid medical bills ...
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September 3, 2020

Your Top Questions About Social Security Answered

Social Security provides reliable income payments to millions of retirees. But the program can be easily misunderstood, thanks to some complex rules that govern how you qualify and what factors affect benefits for you and your family members. Before you build any Social Security assumptions into you...
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September 3, 2020

What is Considered Income for VA Benefits?

Understanding your eligibility for VA medical benefits can be challenging. To start, there's a complex qualification system that considers service-related factors as well as your income. And, not all eligible veterans receive the same set of benefits. Your benefits package, for example, may range fr...
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August 28, 2020

How Does Mortgage Protection Life Insurance Work?

Purchasing your first home is one of life's major milestones -- right up there with graduating from college or getting your first real job. And as with those other big life moves, the home purchase comes with a host of decisions to make. One of those decisions is whether to sign up for the mortgage ...
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August 28, 2020

How to Care for a Chronically Ill Family Member

The news that a spouse, parent, sibling, or child has been diagnosed with chronic illness stirs up a range of feelings, from guilt to grief. And then, before you've processed those feelings, you have to start addressing the practicalities of the situation. Who's going to care for your chronically il...
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August 3, 2020

What is Variable Universal Life Insurance?

Your financial advisor -- or maybe a neighbor who sells insurance -- may have pitched you on a variable universal life insurance policy. You have questions, and rightfully so. Variable universal life, also known as VUL, is a complex product that isn't right for everyone. Here's a closer look at VUL ...
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July 27, 2020

6 Essential Steps of Retirement Income Planning

Whether you’re nearing retirement or just starting out in the workforce, these are the essential steps you need to take in order to make sure you’ll be able to retire comfortably. Follow these step-by-step instructions to create a retirement income plan that includes how much money you’ll need...
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July 24, 2020

How to Find the Perfect Caregiver

Whether you need full-time care, part-time care, or occasional respite care, choosing someone to look after your elderly loved one is a stressful process. You're looking for a senior caregiver who can manage the details of the job -- like cooking, cleaning, keeping medications organized. But caregiv...
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