Blog | Harbor Life Settlements

November 25, 2020

Why Advisors Shouldn’t Neglect Life Insurance as an Asset Class Life Insurance , Other

As a financial advisor, you tackle the full range of financial situations. You might have one client who's working to make up for a late start on retirement savings and another who's tapped out allowed annual 401(k) contributions and needs another tax-deferred account for long-term savings. Both of ...

November 25, 2020

7 Alternative Investments Financial Advisors Should Discuss With Clients Life Settlements , Other

Financial advisors are as diverse in their investment styles as mutual funds. Funds can range from conservative fixed income portfolios that protect capital to leveraged ETFs that amplify the ups and downs of broad market indexes. Likewise, advisors can keep their recommendations limited to varying ...

November 19, 2020

Can Life Insurance Agents Perform Life Settlements? Life Insurance , Life Settlements

If you are a life insurance agent, you're likely to be an early point of contact for the senior who's considering letting go of his or her life insurance policy. The logical questions you might receive are, "What are my options?" and "How much can I get if I surrender this coverage?" Those questions...

November 13, 2020

Top Life Settlement Companies of 2020 Life Settlements , Viatical Settlements

Harbor Life Settlements created this list of the top life settlement companies to help you choose the right partner to maximize the sales price of your life insurance....

November 12, 2020

Financial Advisors: How to Talk to Clients About a Life Settlement Option Life Settlements , Retirement

When your client faces an income shortfall just months or years away from reaching his or her retirement goals, what are the best options to course-correct? Downsizing is one, but it's probably not the prospective retiree's first choice. Another strategy is to get creative about liquidating non-inve...

November 2, 2020

Complete Guide to Viatical Settlement Investments Other , Viatical Settlements

Read on for a deeper explanation of viatical settlements, what types of policies qualify, how viatical settlements differ from life settlements, how to invest in a viatical settlement, and the pros and cons of viatical settlements as investments....

November 2, 2020

Life Settlement Investment Guide Life Settlements , Other

Read on for an overview of how life settlements work as investments, who invests in them, the pros and cons of investing in life settlements, the types of life settlement investments, and how to get started as a life settlement investor....

October 27, 2020

New Survey Finds COVID-19 Confuses an Already Uncertain Retirement Outlook for Americans Retirement

To gauge how Americans are feeling about retirement, generally and in light of COVID-19, and to assess knowledge about life insurance and life settlements, Harbor Life Settlements conducted a nationwide survey of 1,700 U.S. adults across four generations. The data revealed a mix of attitudes, rangin...

October 7, 2020

How to Care for a Terminally Ill Family Member Other , Senior Care , Viatical Settlements

If someone you love has just received a terminal diagnosis, you are likely in shock and not sure what to do next. One productive place to focus your energy is on learning more about the diagnosis, to prepare for protecting your loved one's quality of life and ensuring his or her final wishes are hon...

October 7, 2020

Financial Help for Seniors in Debt Retirement , Senior Care

Debt is one of those problems that gets worse when you ignore it. Commit now to the first step of creating a budget -- it's easy and free. Then, let the numbers guide you to your next move. Your options include aggressive monthly payments, consolidation to lower-rate debt, full payoff via a life set...