Blog | Harbor Life Settlements

June 10, 2021

8 Best Retirement Investments: What to Invest in Before and During Retirement Retirement

Looking for the best retirement investments to fund your golden years? You're in the right place. Here's a review of eight investment assets and accounts suitable for retirement planners and retirees, along with guidance on how much money you actually need to retire. ...

June 1, 2021

What is Best Execution and Why Is It Important? Other

If you trade securities in the stock market, the best execution rule from FINRA (Financial Industry Regulatory Authority) impacts you. Or, more accurately stated, the best execution rule protects you and your clients from conflicts of interest that can arise from the trade execution process....

June 1, 2021

7 Ways Grandparents Can Help Grandchildren Pay for College Other

Whether your grandkids are learning to walk or struggling through high school chemistry, now is the time to think about starting a college fund. U.S. News & World Report concludes that the cost of college is a major financial challenge for many households. That means your grandkids will probably nee...

May 17, 2021

Guide to Life Insurance for Cancer Patients Life Insurance

Read on to find out if life insurance covers cancer, whether you can get life insurance while being treated for cancer, what your insurance prospects look like once you're in remission, and what to do if you can't afford your life insurance. ...

May 6, 2021

How Regulation Best Interest (Reg BI) Impacts Your Financial Advisor Other , Retirement

Read on to learn how to find out if your advisor is a broker or an RIA, what protections Reg BI offers you, and what limitations Reg BI has relative to the stricter fiduciary care standard....

May 6, 2021

What is Stranger Originated Life Insurance (STOLI)? Life Insurance

Learning more about STOLI empowers you to protect yourself from insurance scams. It may also clarify how you can legally sell your life insurance for top dollar. Read on for a full review of what STOLI is and what it isn't....

March 30, 2021

Can You Have More Than One Life Insurance Policy? Life Insurance

Yes, you can have more than one life insurance policy. There are no legal restrictions on the number of life insurance policies you can hold, though there could be financial limitations. That's not to say it's a bad idea to have multiple life insurance policies -- two or more layers of coverage may ...

March 25, 2021

How to Cancel a Life Insurance Policy the Smart Way Life Insurance

What happens when you cancel life insurance? Unfortunately, that's not a simple question to answer. Your coverage might end immediately, or it might not. Plus, you may or may not receive a refund of the premiums you've paid. These details hinge on the type of policy you have and how long you've had ...

March 25, 2021

How to Find Out if an Old Life Insurance Policy is Worth Anything Life Insurance

Life insurance is a financial parachute of sorts. But it can take years to prep that parachute to deliver a soft landing, for beneficiaries or for the policyholder later in life. On permanent and term life policies, the policyholder could pay premiums for decades before the family or insured sees an...

March 16, 2021

U.S. Life Settlement Index: The Best and Worst States for Life Settlements Life Settlements

Whether you're the buyer or the seller, a life settlement can reshape your finances in short order. Unfortunately, not all investors and policyholders have access to the same level of life settlement opportunity. That's because the secondary markets for life insurance vary in size and activity level...