Harbor Life Settlements logo

800-694-0006

Harbor Life Settlements logo

800-694-0006

1-800-694-0006

Avery Logan

Avery Logan is a writer for Harbor Life Settlements with expertise on insurance, finance, and senior care. He specializes in breaking down complex subjects in a way that's easy for people to understand so they can feel informed about what they're reading.

home

Medicaid Estate Recovery: Explanation, Process, & How to Avoid

Retirement, Senior Care /

Medicaid is a government program that provides healthcare benefits and financial assistance for low-income individuals including children, parents, seniors, and people with disabilities. The program is jointly funded between the states and federal government, and each state operates their own Medicaid program with unique benefits available for eligible individuals. While Medicaid benefits vary by state, […]

Medicaid Estate Recovery: Explanation, Process, & How to Avoid Read More »

Happy senior citizen

U.S. Life Settlement Index: The Best and Worst States for Life Settlements

Life Settlements /

Whether you’re the buyer or the seller, a life settlement can reshape your finances in short order. Unfortunately, not all investors and policyholders have access to the same level of life settlement opportunity. That’s because the secondary markets for life insurance vary in size and activity level from state to state. In our latest study, the Harbor Life Settlements U.S. Life Settlement Index, we set out to quantify those differences and identify the states that are most and least accommodating to high-value life settlements. 

U.S. Life Settlement Index: The Best and Worst States for Life Settlements Read More »

Money

What is Cash Surrender Value of Life Insurance?

Life Insurance, Life Settlements, Viatical Settlements /

The cash surrender value of your life insurance policy is the amount of cash you may withdraw if you surrender your policy to the insurance company. By doing this, you forfeit the right to the death benefit and will no longer have to pay your premiums. This is an alternative to borrowing against your policy, which would keep it in effect and require you to still pay premiums and pay interest on what you borrowed.

What is Cash Surrender Value of Life Insurance? Read More »

Money

6 Life Insurance Settlement Options You Should Know

Life Insurance, Life Settlements /

Life insurance settlement options are notoriously confusing, particularly when you try to compare them. Evaluating a lump-sum payment relative to an annuity, for example, can feel like an “apples-to-oranges” comparison unless you are a trained statistician. Thankfully, you don’t need a knack for number-crunching to identify which settlement option best suits your situation. All you have to do is review this in-depth guide we created to help folks like you make an informed choice about life insurance settlement. 

6 Life Insurance Settlement Options You Should Know Read More »

Facebook Linkedin Rss

Let's Chat (800) 694-0006

DISCLAIMER

Harbor Life Settlements, LLC is not a licensed broker or purchaser of life insurance policies. Harbor Life Settlements, LLC is an advertiser that refers qualified policyowners to licensed purchasers of policies. Harbor Life Settlements, LLC does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.

Pages