Learn how a long-term care rider can help pay for care, plus alternatives like life settlements and Medicaid to maximize your financial options.
Long-Term Care Rider: How to Pay for Care & Maximize Your Life Insurance Read More »
A chronic illness rider is a feature available on life insurance that funds long-term care costs when you have a permanent or terminal illness. Some chronic illness riders specify the conditions or diseases that are eligible for benefits, but many do not.
Guide to Chronic Illness Riders and Alternatives Read More »
Read on for a walk-through of the mechanics of borrowing from life insurance, including the terms, tax consequences, borrowing limits, and the pros and cons. With that base of knowledge, you’ll be ready to decide if a life insurance loan is right for you.
How to Borrow Against Your Life Insurance Policy Read More »
Looking for the best retirement investments to fund your golden years? You’re in the right place. Here’s a review of eight investment assets and accounts suitable for retirement planners and retirees, along with guidance on how much money you actually need to retire.
8 Best Retirement Investments: What to Invest in Before and During Retirement Read More »
If you trade securities in the stock market, the best execution rule from FINRA (Financial Industry Regulatory Authority) impacts you. Or, more accurately stated, the best execution rule protects you and your clients from conflicts of interest that can arise from the trade execution process.
What is Best Execution and Why Is It Important? Read More »
Whether your grandkids are learning to walk or struggling through high school chemistry, now is the time to think about starting a college fund. U.S. News & World Report concludes that the cost of college is a major financial challenge for many households. That means your grandkids will probably need your help.
7 Ways Grandparents Can Help Grandchildren Pay for College Read More »
Read on to find out if life insurance covers cancer, whether you can get life insurance while being treated for cancer, what your insurance prospects look like once you’re in remission, and what to do if you can’t afford your life insurance.
Guide to Life Insurance for Cancer Patients Read More »
Read on to learn how to find out if your advisor is a broker or an RIA, what protections Reg BI offers you, and what limitations Reg BI has relative to the stricter fiduciary care standard.
How Regulation Best Interest (Reg BI) Impacts Your Financial Advisor Read More »
Learning more about STOLI empowers you to protect yourself from insurance scams. It may also clarify how you can legally sell your life insurance for top dollar. Read on for a full review of what STOLI is and what it isn’t.
What is Stranger Originated Life Insurance (STOLI)? Read More »
Yes, you can have more than one life insurance policy. There are no legal restrictions on the number of life insurance policies you can hold, though there could be financial limitations. That’s not to say it’s a bad idea to have multiple life insurance policies — two or more layers of coverage may be the right strategy for you. It really depends on what you need financially and what you can afford.
Can You Have More Than One Life Insurance Policy? Read More »
Harbor Life Settlements, LLC is not a licensed broker or purchaser of life insurance policies. Harbor Life Settlements, LLC is an advertiser that refers qualified policyowners to licensed purchasers of policies. Harbor Life Settlements, LLC does not advertise to residents of Alaska, Kansas, Nebraska, New Hampshire, North Dakota, Vermont, and West Virginia or refer such residents to licensees. Do not proceed if you are a resident of these specific states.
