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Palliative Care vs Hospice Care: Which is Right for Your Family?
While palliative care and hospice care have a lot of similarities, there are some key differences to consider when thinking about which option is right for you or your loved ones. In this post, we’ll talk about what palliative and hospice care are and who can benefit from each.
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How Does the Coronavirus Affect Retirement Planning?
The sting of the coronavirus pandemic is being felt far and wide. Even if you’re fortunate enough to have sidestepped illness, COVID-19 has likely made its mark on your retirement portfolio and, possibly, your income. Both outcomes signal it’s time to reassess where you stand with respect to retirement planning.
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The Pros and Cons of Indexed Universal Life Insurance
Indexed universal life insurance is a type of permanent life insurance, a type of insurance policy that stays active for the duration of the policy holder’s lifetime provided they make the appropriate premium payments.
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What is an Annuity and How Does it Work?
Worried about running out of money in retirement? You’re not the only one. A 2019 survey from Aegon and Transamerica Center for Retirement Studies indicates that 40% of people globally are worried about outliving their savings.
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Senior Resources Guide For Coronavirus
In the wake of the coronavirus pandemic, many seniors are left with questions about the status of services and how to stay connected with loved ones. To help, we’ve compiled this comprehensive resource guide for seniors that covers essential coronavirus questions along with several resources to help stay updated and ensure your well-being throughout the situation.
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What is a Health Care Proxy?
Your vision for your senior years might involve sunny mornings on the golf course, bridge parties with friends, and relaxing walks through nature. And while you should seek out those carefree activities, recent economic events remind us that it’s important to keep an eye on the practical matters, too. Those practical matters include your finances and estate, of course, but also your health.
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What Is a Life Insurance Beneficiary?
You could argue that life insurance means nothing without the beneficiary. Sure, it’s the policyowner who initiates the coverage and pays the premiums. But assuming that the insured doesn’t let the insurance lapse or sell it in a life settlement, the beneficiary is the one who ultimately benefits from that life insurance policy.
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What is Permanent Life Insurance?
As the name implies, permanent life insurance covers you for a lifetime. As long as you continue paying the premiums, the insurer cannot cancel your policy. In addition to paying a death benefit, permanent life insurance policies also include a savings component through which your policy can build cash value.
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Can Seniors Over 70 Get Life Insurance?
Can seniors over 70 get life insurance? The short answer is yes. The life insurance options for the elderly aren’t as plentiful as they are for the younger crowd, but seniors can secure a death benefit even after age 70.